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Risk assessment in microfinance institutions in Ethiopia. Case of risks in microfinance institutions in Ambo area
В наличии
Местонахождение: Алматы | Состояние экземпляра: новый |
Бумажная
версия
версия
Автор: Daniel Tadesse Tulu
ISBN: 9783659437250
Год издания: 2013
Формат книги: 60×90/16 (145×215 мм)
Количество страниц: 76
Издательство: LAP LAMBERT Academic Publishing
Цена: 23777 тг
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Позиции в рубрикаторе
Сферы деятельности:Код товара: 125205
Способы доставки в город Алматы * комплектация (срок до отгрузки) не более 2 рабочих дней |
Самовывоз из города Алматы (пункты самовывоза партнёра CDEK) |
Курьерская доставка CDEK из города Москва |
Доставка Почтой России из города Москва |
Аннотация: In Ethiopia poor cannot get loan from formal financial institutions due to lack of asset used as collateral. Microfinance institutions are choice-less solution since they have the advantage for poor in substituting collateral by group guarantees or compulsory savings which makes easy for poor to get access to loan. Even though these institutions are the solution for poor they have got risks which hinder their sustainability and performance. Henceforth, these risks ought to be clearly identified and prioritized so that their effect on performance will be minimized and growth and achievement of these institutions will be fostered. When these risks are handled well poor can get access to loan easily which makes them to make use of the loan to generate income for their daily expense which in turn paves way to growth and prosperity of the country. The result from the study revealed that microfinance institutions in Ambo area are affected by internal and external risks to the institutions. Credit risk is identified as a risk with high severity where as competition and customer over-indebtedness risks are low severe risks in affecting the performance of microfinance institutions.
Ключевые слова: Microfinance, risks, financial risks, Operational Risks, strategic risks, Microfinance banana skins