Integral estimate of company’s financial condition.

      Аннотация: Assessment of the financial status of a company goes beyond the traditional analysis and involves the study of a set of indices that reflect various aspects of company's activities. The future of financial analysis is in determination of integral index. This book introduces upgraded procedural approaches to the improvement of the quality and effectiveness of financial status assessment based on integrated financial methods of diagnostics. It also proves the assessment of the probability of default of the enterprise and the use of self ratings systems of enterprises to be necessary components of adequate financial status analysis. In this book a reader can find recommendations as to the construction of the model of rating estimation on the basis of combination of discriminate analysis and logistical regress. This book will be useful for business entities that are looking for efficient methods to assess the financial status of their partners. It can also be used by banks when upgrading the methods of evaluation of the borrower's solvency, to verify the effectiveness of the risk management system and pertinent methods.

Ключевые слова: Basel II, Discriminant Analysis, Logistic Regression, probability of default, Integral estimate, integral assessment of creditworthiness, assessment of the financial condition, integral index, internal ratings, prognostic capacity