Impact of Banking Regulation on the Performance of Private Banks.

      Аннотация: This research assesses the impact of Banking Regulation on the Performance of Private Banks. Qualitative methods were used to assess qualitative data collected through the utilization of a questionnaire and interviews to catch the opinion on the impacts of selected regulations on the private banks profitability and liquidity. Quantitative Analysis was used to confirm the opinions obtained using their financial statements and ratios using a panel data for ten years. The respondents were drawn from ten private banks and issued sixty (60) questionnaires and fifty four (54) were responded correctly. Their opinion was some regulations are supporting the profitability such as “The Prohibition of Foreign Nationals” and “Minimum Capital Requirement”, while others such as “Limitation on Open Foreign Currency Position of Banks” and “Limitation on Investment of Banks” are slowing down the profitability of the private banks.

Ключевые слова: banking regulation, performance, Profitability, liquidity