Housing Loan Schemes of Banks. A Comparative Study of Customers Perception

      Аннотация: Shelter being one of the basic human needs, every human being aspires to own a home. It is the possession of a home that makes an individual a good citizen and provides the citizens with a stake in their society. An individual also shares an emotional bond with his home. Real estate, which was once one of the booming sectors in the Indian economy has been experiencing a slowdown since the last few years. It started off with demonetization in November 2016, followed by the introduction of RERA in May 2017 and the subsequent rollout of GST in July 2017. The study aims to analyze the policies adopted by the public sector and private sector banks in providing housing loans in terms of the opinion of the sample respondents. By this, it is expected to provide an insight into the financial policies adopted by the public sector and private sector banks to meet the needs and expectations of the housing loan customers.

Ключевые слова: Housing Condition in India, Housing Shortage and Affordable Housing in India, Institutional Performance of housing finance in India.