Impact of Credit Risk Evaluation on Market Value of Kenyan Banks. Case Study of Listed Kenyan Banks

      Аннотация: This research seeks to determine how credit risk ratings affect the firm value of Kenya's publicly traded commercial banks. A descriptive research approach and secondary data from the Central Bank of Kenya (CBK) and other public financial reports will be utilized to analyze the banks. A multivariate panel regression model will be employed to examine the data, while charts and frequency tables will illustrate the findings. The results will likely demonstrate that capital sufficiency has a marginally positive influence on company value, earning potential has a negligible positive impact, liquidity has a negligible negative effect, and asset quality has a negligible positive influence. The report proposes that domestically produced equity capital should be used to improve credit risk ratings, as well as preserve the highest levels of liquidity and ensure that the business has high-quality assets and consistent earnings to increase its value.

Ключевые слова: Credit Analysis, Banking Sector